Cybersecurity

What is Multi-Factor Authentication?

Quick answer

A login method that requires two or more different types of proof of identity, such as a password plus a code from your phone.

Multi-Factor Authentication, explained

Multi-factor authentication (MFA) combines factors from different categories: something you know, like a password; something you have, like a phone or security key; and something you are, like a fingerprint. Two-factor authentication (2FA) is the most common form.

Even if attackers steal a password through phishing or a data breach, MFA makes it much harder for them to log in. Methods vary in strength. SMS codes are better than nothing but can be intercepted through SIM swapping. Authenticator apps are stronger, and hardware security keys and passkeys based on public-key cryptography offer strong protection against phishing. Attackers sometimes try MFA fatigue, sending repeated approval prompts until a tired user accepts one.

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